Privacy Policy

1. Information We Collect

Personal Information

When you use our service to request insurance quotes, we may collect the following personal information:

• Full name and contact information (email address, mailing address)
• Date of birth and gender
• Driver's license information and driving history
• Vehicle information (make, model, year, VIN)
• Insurance history and coverage preferences
• Financial information relevant to insurance underwriting

Automatically Collected Information

We automatically collect certain information when you visit our website:

• IP address and geographic location
• Browser type and version
• Device information and operating system
• Pages visited and time spent on our site
• Referring website and search terms used
• Cookies and similar tracking technologies

2. How We Use Your Information

We use your personal information for the following purposes:

• To provide you with insurance quotes from our partner carriers
• To match you with appropriate insurance products and services
• To comply with legal and regulatory requirements
• To prevent fraud and ensure the security of our services
• To conduct analytics and research to improve our services

3. Information Sharing and Disclosure

With Insurance Partners

We share your information with licensed insurance carriers, agents, and brokers in our network to provide you with insurance quotes. These partners may contact you directly regarding insurance products.

With Service Providers

We may share your information with trusted third-party service providers who assist us in:

• Website hosting and maintenance
• Data analytics and marketing services
• Customer support and communication
• Payment processing and fraud prevention

Legal Requirements

We may disclose your information when required by law, court order, or government regulation, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against:

• Unauthorized access, use, or disclosure
• Accidental loss, destruction, or damage
• Malicious attacks and data breaches

Our security measures include encryption, secure servers, access controls, and regular security audits. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience and collect information about how you use our website:

Types of Cookies We Use

• Essential Cookies: Required for basic website functionality
• Analytics Cookies: Help us understand how visitors use our site
• Marketing Cookies: Used to deliver relevant advertisements
• Preference Cookies: Remember your settings and preferences

You can control cookies through your browser settings, but disabling certain cookies may affect website functionality.

6. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. The retention period may vary depending on:

• The type of information collected
• Legal and regulatory requirements
• Business and operational needs
• Your relationship with our insurance partners

8. Third-Party Links

Our website may contain links to third-party websites, including insurance carrier websites. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.

9. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly.

10. State-Specific Privacy Rights

California Residents (CCPA/CPRA)

California residents have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including:

• Right to know what personal information is collected and how it's used
• Right to delete personal information
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising privacy rights
• Right to correct inaccurate personal information
• Right to limit the use of sensitive personal information

Other State Laws

Residents of other states may have additional privacy rights under applicable state laws. Please contact us to learn more about your specific rights.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. When we transfer your information internationally, we implement appropriate safeguards to protect your personal information.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by posting the updated Privacy Policy on our website and updating the "Effective Date" at the top of this page. We encourage you to review this Privacy Policy periodically.